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Fond Du Lac Tribal and Community College in Cloquet, MN

Loan Application Process

Loans are available to Fond du Lac Tribal and Community College students and/or parents of students. Loans must be repaid, with interest, typically starting after college graduation.

Students and parents who borrow, please be aware that the loan will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and schools determined to be authorized users of the data system.  Borrowers can track their loans through the NSLDS website at

Click here for information on loan repayment.

Loan Options 

Fond du Lac Tribal and Community College students may choose to access a number of loan programs:

  • Direct Subsidized Loan
  • Direct Unsubsidized Loan
  • Direct PLUS Loan (Parent Loan for Undergraduate Student)
  • SELF Loan (Student Educational Loan Fund)
  • Private loans through lenders

Click here to see an overview of all available loan options (printable pdf document).

Students must notify the Financial Aid Office if they are receiving any type of outside funding (funding not on the student’s award letter.) Loan and work-study eligibility may be reduced or eliminated due to receiving outside funding.

All loan applications must be received by the Financial Aid Office a minimum of five business days before the end of the term for which a student is applying for the loan.

Online Resources
Please note that these external web sites are not operated by Fond du Lac Tribal and Community College and that you will be leaving the college web site if you choose to click on one of the links.

Direct Subsidized and Direct Unsubsidized Loans

There are three steps in applying for Direct Subsidized and Direct Unsubsidized Loans: 1. Entrance Loan Counseling, 2. Master Promissory Note, and 3. Loan Request Form.

  • Complete Entrance Loan Counseling at the Federal Student Aid website here. After logging in, follow the navigation path for undergraduate, Direct Subsidized and Unsubsidized loan – NOT PLUS loan. We recommend you print all disclosures, including the Borrower Rights and Responsibilities, and keep for your records. When you have completed the Entrance Counseling, do NOT logout!  At the bottom the Entrance Loan Counseling page is a box titled “Next Step,” click on “Complete Master Promissory Note.” You don’t need to submit anything to the Financial Aid Office because the website will notify the Financial Aid Office for you.
  • Complete the Master Promissory Note here. Staying on the same page that you ended your Entrance Counseling on, in the “Next Step” box at the bottom of that page, click on “Complete Master Promissory Note.” Then, to the right of “MPN for Subsidized/Unsubsidized Loans” click “LOGIN IN START.” We recommend you print the Borrower Rights and Responsibilities and keep for your records. Again, the website will notify the Financial Aid Office that you have completed the Master Promissory Note.
  • Complete the online Loan Request Form on your eServices account here. Once logged in to your student account, use the menu of the upper left side of the screen. Click on ‘Financial Aid” and then “Loans.” Once you are on the Loan Application screen, the amount displayed is the “Full Time” amount. If you are taking less than 12 credits, please retrieve your accurate loan amount using the “To see your eligibility at all enrollment levels” link. If the loan amount or loan period (the terms during the school year you want the loan for, i.e. Fall term only, or both Fall and Spring) are incorrect, make the changes and Continue.

The following forms are provided if you prefer to complete a paper Loan Request Form:

Fall/Spring Loan Request Form

Summer Loan Request Form

Exit Loan Counseling Exit Loan Counseling must be completed after receiving the last disbursement of your Direct Loan.

Check Direct Loan status You can track the status of your Direct Loan application, change contact information, and make payments through this site.

Check Your Loan History Your entire Stafford and Direct Loan history is available at this site.

PLUS Online Application There are two steps in applying for a PLUS Loan:

  • Parent PLUS MPN. Do not complete the PLUS Request Process — this is a commonly made error. A credit check is then performed by the U.S. Department of Education to determine eligibility.
  • PLUS Request Form:

Fall/Spring PLUS Loan Request Form

Summer PLUS Loan Request Form

PLUS-Denial Consent to Obtain Credit Report Form Students who need more loan funds may get more Unsubsidized Direct Loan IF their parents have completed a Direct PLUS application AND been denied based on their credit check.

SELF Loan Application This is the online application for the SELF Loan (Student Education Loan Fund).

Check SELF Loan Status This site allows you to check the status of your SELF loan application.

Alternative Loans  Need more funding? Alternative Loans (also referred to as Private Loans) may be an option for you.

Fond du Lac Tribal and Community College does not endorse any lenders. We encourage you to read our  Lender List and Loan Code of Conduct