FINANCIAL AID APPLICATION TIMELINE

• Students apply for financial aid each year by completing a FAFSA at www.fafsa.gov
• The FAFSA can be completed after October 1st, 9-10 months prior to the start of the next school year. Your eligibility is calculated using your and your parents FAFSA information.
• The first distribution of financial aid occurs on the 9th class day of each term. To receive aid in the first distribution, a student’s FAFSA and financial aid file must be finalized by the 5th day of the term. Subsequent financial aid disbursements occur each Thursday during the term. 
• Deadline: A student’s FAFSA and financial aid file must be completed two weeks before the end of the term

eSERVICES

All FDLTCC students have an electronic information account, called “eServices”, as well as an FDLTCC email account

You can review financial aid, register for classes, check grades, check your bill, and more on your eServices account.

Once your FAFSA is received we will email you and post financial aid status and “next-steps” on your eServices account.

CHECK YOUR FDLTCC EMAIL REGULARLY

Check your FDLTCC student email account daily! Email is the Official mode of communication at FDLTCC. Ask questions! Advocate for yourself!

PLEASE CONTACT THE FINANCIAL AID OFFICE WHENEVER YOU HAVE A QUESTION!

This includes if you’ve had a drastic decrease in income, have circumstances that you think may affect your eligibility – anything!  Please ask!

FINANCIAL AID COST OF ATTENDANCE (COA)

According to Federal Regulations, institutions are to use certain expenses in the calculation of financial aid.  The total of these expenses is the annual Cost of Attendance (COA).  FDLTCC’s 2025-2026 COA reflects average expenses in both the Cloquet and Duluth area. This figure is used only in the calculation of your Financial Aid Eligibility.

• Tuition/Fees (based on 15 credits/term):            $    6222
• Books/Materials/Supplies/Equipment (est.):     $    1200
• Living Expenses (averaged):                                    $  10690
• Transportation (averaged):                                     $    3360
• Personal Expenses (averaged):                               $   6362
• Loan Fees (average if borrow max)                        $       84
• COA (total of all expenses):                                     $   27918

*Please contact the Financial Aid Office if you have materials and/or expenses specific to your major to see if they impact your eligibility.

ESTIMATED COSTS (2025-2026)

Full year (30 credits)
One semester (15 credits)

Tuition and fee (est.)
$ 6,222
$ 3,111

Books and supplies (est.)
$ 1,200
$   600

Dorms (est.)
$ 4,940
$ 2,470

ACTUAL TUITION AND DIFFERENTIAL TUITION information can be found by clicking here: Cost Per Credit 24-25

COLLEGE NET PRICE CALCULATOR

Use this calculator for additional information about potential costs of attending college.

College Net Price Calculator

STUDENT HANDBOOK

For information about policies, processes, and student conduct information.

Student Handbook

COLLEGE CATALOG

For information about programs, courses, services, policies, and requirements.

College Catalog

THE “FINE PRINT”

To access financial information regarding your student account and financial aid online, you must give permission to the Business Office and Financial Aid Office to allow electronic correspondence. This permission allows us to provide you financial aid and account information via email and through the E-services site. FDLTCC has a passive, affirmative, voluntary consent policy regarding electronic transactions. We assume that you are willing and able to receive your financial transaction information electronically. You have the right to opt out and request a paper copy of any communication. This request must be made in writing and submitted to the FDLTCC Financial Aid Office.

The Family Educational Rights and Privacy Act (FERPA) (20 U.S.C. § 1232g; 34 CFR Part 99) is a Federal law that protects the privacy of student education records. The law applies to all schools that receive funds under an applicable program of the U.S. Department of Education. Therefore, the Financial Aid Office cannot release information covered by FERPA over the phone or in an email.

Fond du Lac Tribal and Community College is transparent regarding crime that has occurred on campus. Copies of our recent Clery Act Reports are location at: https://fdltcc.edu/admissions/about-us/policies-reports/campus-security-policies-reports/

Information on all pages is subject to change.